Articles on Credit Card Debt
Can Someone Leave a Summons Taped to my Front Door? Is this Legal?
My son found a summons addressed to me from a law firm suing me for a past due amount on a credit card. The summons was taped to the front outside door of where I live in New York city. It was taped there and any stranger passing by could read it. Is this legal?
In a past relationship my boyfriend ran up quit a bit of debt. This included checks he wrote me and then cashed in my account. These checks bounced, although I was out the money. He also made many charges on my credit card. We have not been together for over 5 months; however, I am still paying on these loans. What should I do?
If I owe a debt, lets say of 3,000 dollars to a collection agency and I called to see if I could send in payments of what I could afford, and I start sending them in can they still garnish my wages?
I just received a collection notice from 12 yrs ago, in my ex- married name. My ex- husband I found out is deceased and I believe if there is such a bill he had his hands on it. I am trying to dispute it of course but legally how long can someone seek payment.
My mother is 86 years old and lives with me in my home. Am I responsible for any of her debts such as credit cards or line of credit at her bank?
My husband died recently and I discovered he had credit cards, with debt, in his name only. Am I, as his widow, obligated to pay his credit card debt?
My husband died more than 8 years ago. I used one of his credit cards and made payments all of this time. The credit card company is threatening to report me law enforcement for identity theft if I don’t sign a statement indicating that I will take full responsibility for this debt.
Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill.
Can minors be reported to the credit bureau for parents not paying their medical bills?
I cosigned for my 18- or 19-year-old son to get a credit card somewhere around 1999 or 2000. He filed bankruptcy, and now they are coming after me. Can they take my Social Security disability check?
How should one handle it when two different collection agencies or attorneys are attempting to collect for the same debt?
A spouse may be responsible for credit card charges run up in their name by the other spouse, even if the other spouse forged their name.
Credit debt management is tough enough, but when on SSI it can be especially hard. This reader wants to know “how can I manage my debt while on disability SSI?”
With credit card debt credit cards settlements are sometimes an option, otherwise you can usually make credit card payments to reduce an overdue balance.