Two Collection Agencies Coming After Me for Same Debt


Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.

“I received a Notice to Appear on a credit card debt. I have worked out a payment plan with the attorney for the credit card company. The same day I was served, I received a notice of collection from a different agency claiming to be the agent of the same bank. What recourse do I have in not being placed in double-jeopardy over the same debt?”Forward a copy of the collection notice from the second agency to the attorney with whom you are working. At the same time, contact the second collection agency, and notify them that you have already made payment arrangements for the debt with the attorney, and refer them to the attorney.

Recommended reading (click on the picture for details):
How to Settle Your Debts