All posts in Health Care

How Do I Get Health Insurance Coverage Without Disclosing My Preexisting Conditions?

My wife and I have pre-existing conditions and we were told that if we get private health insurance before my group insurance ends then we would not have to advise our pre-existing conditions. Is this true and how do I go about doing this? Read more [...]

Can Health Care Providers Share Patient Information Without Violating HIPPA?

I work for an answering service that handles after hour calls for doctors' offices. Read more [...]

Can I Sue For Wrongful Pregnancy?

I had my tubes cut and tied 4 years ago, I am now 4 months pregnant with my fifth child. Read more [...]

Are Adult Children Responsible for the Bills of Their Parents?

I've been estranged from my Mother for my entire adult life, I am 33-years-old. She was absent for all of my childhood and adolescence (my dad and maternal grandmother shared custody of me and my sister when they divorced). When I have tried connecting with her even on a limited basis over the years it's always ended poorly (i.e. always in a state of crisis and needing money and getting abusive if I am can't help or try to set boundaries). There are many other gory details, but I will spare you :) Needless to say, I've made the conscious decision not to have her in my life. However, I just heard from my uncle that she is very sick and in the hospital and I am wondering what my financial obligations are. Both of my grandparents/her parents have passed and both of her siblings are incapable of providing any care (both financially and emotionally - one just declared bankruptcy and the other is autistic). My sister lives in CO and has washed her hands of the situation. So, that leaves me to shoulder the responsibility. That said, my questions are: If she were to name me next of kin, or appoint me power of attorney, what would the implications be for me legally? Would I be in anyway legally bound or obligated to cover any outstanding medical expenses etc? She doesn't have any insurance and is currently on the San Mateo County Medical Plan and I THINK she is only 64 so not yet eligible for Medicare are there any other assistance programs that you are aware of that might help with expenses for low income/under-insured if she ends up needing hospice or long term hospitalization? I've started poking around on healthcare.gov as that may be an option for her, but as she has $0 income and is on cash aid and food stamps I am not sure that is an option. Any guidance you can provide would be hugely helpful. Thank you! Read more [...]

Would it be Wise to Call this Person and Notify Her?

I went to my doctor and asked for a copy of my health record. When I arrived home I noticed I had another patients medical record. The record shows her name, address, telephone number, diagnosis and much more. Would it be wise to call this person and alert her to the fact the physicians group has provided me with her medical information? She is a workman compensation case according to what I have read. Read more [...]

Should I Pay More Money?

I am employed as a nurse by a hospital in Iowa where my family has a bill of approximately $7000-8000. I signed up for payroll deduction planning to “chip away” at the bill. The folks at the business office were more than happy when I first signed up, & it continued smoothly for several years. $50.00 per month ($25.00 from each check, every other Friday) was deducted. I received an email from the folks at the business office on 8/05 asking that I allow more to be deducted. So I agreed to allow a total of $100.00/month to be deducted ($50 to clinic, $50 to hospital). Recently, in 12/05 a business office employee called me at home on an afternoon off & asked for me to allow more to be deducted that at $100.00/month it would take 13 years to pay, and that next it would be sent to third party collections. I replied with “no” the next day as $100.00/month seems sufficient. They replied, saying that it was not sufficient & again mentioned collections. Somewhere in the conversations they also offered an application for a patient assistance program that would lower the total bill, but I don’t believe we will qualify for it. I agreed to complete those forms, but I haven’t received them yet. I also replied giving my permission to decrease my clinic deduction to $20/month & increase hospital deduction to $80/month, keeping the total at $100/month. Their only response to that was, “We’ll be in contact upon receipt of the financial assistance forms.” So, I guess my question, somewhere in all that jibberish is, with my regular “payments” of $100/month, and with the regularity in which they are receiving my money, can they actually send it to collections or threaten to do so, or should I pay more money? Read more [...]