Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.
“I run a small rental business. I rent inflatable bounce houses for children’s parties. I am interested in setting up at our local farmer’s market. When I rent at a party I have the parents sign a liability form which releases me from any liability in the event of injury. That type of form is difficult at a farmer’s market. I am wondering if I am protecting myself by making a sign that basically says, use at your own risk and having the parents read it.”
Question: The sign alone will not be enough to protect you; in fact, in your line of business, neither is the waiver that the parents sign. You should look into getting a liability insurance policy. In addition, when setting up at the farmer’s market, consider having the organizers of the farmer’s market sign a contract which includes that *they* have insurance which will cover and indemnify you in the event that someone is injured while you are performing service on their premises.
