Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.
“If I owe a debt, lets say of 3,000 dollars to a collection agency and I called to see if I could send in payments of what I could afford, and I start sending them in can they still garnish my wages? They told me that I had to pay three payments of around 800 a month for three months for them not to garnish my wages. I asked them if I could send in what I could and they said they would still garnish my wages unless I send in the whole 800 a month. Is this true? Thanks for your time.”
Question: Probably, particularly if they have a judgment against you. However, to be sure – and because collection laws vary – you should check with a credit and collections attorney in your area.
