Can You Report a Minor to the Credit Bureau for Unpaid Medical Bills?
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Summary
Can minors be reported to the credit bureau for parents not paying their medical bills? |
“Can minors be reported to the credit bureau for parents not paying the medical bills?”
According to the Experian website, “your children won’t have a credit report until they have credit in their names. . . . If your children already have credit reports in their names, one of three things has happened. You have applied for credit in their names and the applications were approved. You have added them as authorized users or joint account holders on one or more of your accounts. Or, someone has fraudulently used their information to apply for credit and they are already identity theft victims.”
Assuming that your children already have a credit report, unless they were listed as a co-payor on an account [maybe the one receiving treament in your question?], I cannot think of a reason why the failure of a parent to pay a medical bill would make it onto a minor’s credit report. A sure fire way to find out is to order a credit report (cost ~$15).
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For more on this subject check out these categories: Credit Card Debt, Credit Law, Credit Reports, Health Care
Michael Durgavich is an accomplished attorney and mediator. Maintaining a general practice in the San Jose, California area, Mr. Durgavich specializes in family law, bankruptcy, and alternative dispute resolution. Mr. Durgavich can be reached through his website at http://www.MichaelDurgavich.com. Contact This Author
State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.
