Am I Legally Responsible for Paying Overdraft fees and Returned Check Fees to the Payee of my Bounced Check?
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Summary
I am paying my brother in law for a van. I just bounced a payment. He is asking for the check payment, five overdraft fees and a return check fee. I wanted to know what was i legally responsible to pay back? |
“I am paying my brother in law for a van. I just bounced a payment. He is asking for the check payment, five overdraft fees and a return check fee. I wanted to know what was i legally responsible to pay back?”
Legally responsible? LEGALLY RESPONSIBLE?
How about morally responsible? How about ethically responsible??
Did you bounce a check on him?
Yes.
Did he have to pay his bank because of your bouncing the check on him?
Yes.
Should you reimburse him for the extra fees he had to pay based on your error?
Yes.
And yes, if he took you to small claims court for the fees, he would probably win.
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For more on this subject check out these categories: Finances, Property, Small Claims Court
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State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.
