Category: Credit Law

I provide cleaning services and was contacted by a gentlemen saying he needs to have his apartment cleaned before returning to the US. He sent a check in my name so I cashed it. I repeatedly asked him for the location of his apartment so I could complete the cleaning, he continued to put it off. He later emailed me informing me to wire money out of state, which seemed odd so I didn’t. Was it illegal in any way to cash the check? Read More …

I am being sued for a charged off credit account. The company suing me has attached an “Exhibit A” of my application for the credit card. I noticed while looking at the documents enclosed that I was only 17 years of age when I applied for the credit card. Is this legal for them to approve me of credit at only 17 with no parent/guardian signing with me? Is there a way for me to win the case with this? Read More …

I had a large company destroy my credit. I won a judgement in court on a default. I now need to show lose in a proof hearing. How should I proceed? Read More …

Can a judgment in a civil complaint be turned into a lein against an insurance policy that the accused (one who judgment is against) owns? Read More …

Help! The bank has said that they are going to foreclose on my house! What can I do to stop foreclosure proceedings from my bank? I really want to avoid foreclosure if at all possible. What can I do to prevent foreclosure on my house? Read More …

I Have Written Bad Checks In The Past, And Now I Cannot Open Up A Checking Account. Will I Ever Be Able To Write Checks Again And Open Up Another Checking Account? Its Been Over 10 Years Are More. What Can I Do? Read More …

If I die with credit card debt, can the credit card company seize my life insurance policy from my children to pay off the debt? Read More …

Is a minor child held responsible for unauthorized charges made on a debit card? Read More …

I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Read More …