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I am paying my brother in law for a van. I just bounced a payment. He is asking for the check payment, five overdraft fees and a return check fee. I wanted to know what was i legally responsible to pay back?
I recently refinanced my home in Ohio. I worked with a mortgage broker and refinanced with the same mortgage company that my existing loan was with. About 3 weeks after closing I viewed my account on line and realized that both my existing loan and my new loan were active. I called to verify that they were both open and was told that they had no knowledge of my refinancing, even though both loans were in my name. My existing loan had not been paid off and the mortgage company was looking for pay ment on that loan. the same mortgage company that my existing loan was with. I recieved 5,000 in cash at closing, 0,000 as a result of a prepayment penalty being paid to me and 000.00 added on to my principle. I was going to apply the 0,000. to my principle on my first payment. About 3 weeks after closing I viewed my account on line and realized that both my existing loan and my new loan were active. I called to verify that they were both open and was told that they had no knowledge of my refinancing, even though both loans were in my name. My existing loan had not been paid off and the mortgage company was looking for pay ment on that loan. I called my mortgage broker and he worked with a representative from OptionOne (the mortgage co.) and they let me know 5 days later that another person’s loan with the same last name as mine had been paid off instead of mine.
I was in love with the house so ask my girlfriend to be that small percent with her income to help me finalize the house. I put all the money down and some of the papers are in my name and some are in both. We are split now and want the mortgage in my name, what do I have to do? Do I have to take a new loan out or is there a way to just have her name taken of the deed.
To avoid foreclosure, I took out a second mortgage from a private investor to pay the back payments. I had unforeseen problems which made me fall behind on the second mortgage and slow paying the first. The investor filed for foreclosure so I filed for Chapter 13 protection. The investor who purchased the foreclosure allowed us to stay in the house if we paid him 1200 a month and used his address for the first mortgage payment slips. He evicted us. He has renovated the house and has it on the market and he never paid the first which is still in my name. If you purchase a second mortgage at foreclosure that is for 000 and the first is still in force at 00000, is the house totally his?
My sister (B) is dying from a stroke. Her daughter is not sure what to do with the house her mother now owns in Anchorage, Alaska. B did not have medical insurance and her bills are quite extensive from the hospital as well as creditors.
Generally speaking, co-signors have no property rights, but a lot of responsibility.
The bank foreclosure process on some foreclosed property accidentally omitted a small bit of property from the property records. What are property rights in this scenario?
Gambling losses can sometimes be claimed on your taxes as a deductible expense, but only to the extent that you declare gambling winnings on your taxes.