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Category: Debt Management

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Is Soon-to-be Spouse Liable for Debts Incurred Prior to Marriage?

Posted onMay 21, 2012August 10, 2022

I am engaged to get married to a woman who is a citizen of Poland. I am a citizen of the United States. We presently live in Poland and are planning to get married in New Orleans, LA. My question is: Upon marriage, does my spouse-to-be become liable for my debts incurred prior to our marriage? Read More …

CategoriesDebt Management

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Are Beneficiaries Responsible for Debts left by the Deceased?

Posted onMarch 1, 2007August 10, 2022

In Florida, are adult children named as beneficiaries in a will responsible for the debt left by a parent? My father died with 000 in his checking account and 4000 debt to a nursing home. He did not own any property at the time of his death. His nursing home bill was being paid by his health insurance and Medicaid. Read More …

CategoriesDebt Management

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Can the State of Florida put a Lien on my Assets for an Unpaid Medical Bill?

Posted onDecember 28, 2006August 10, 2022

I had a recent emergency with my health and had to go to the hospital and ended up staying overnight. The bill was over ,000.00 and I have no health insurance. Now I’m getting letters in the mail from Medical Revenue Services ( a collection agency) saying that they’re checking into my assets, bank accounts, owning real estate, etc. Read More …

CategoriesDebt Management

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What Happens When You Can’t Afford the Mortgage and Move Out?

Posted onSeptember 9, 2006August 10, 2022

What happens when you can’t afford mortgage payments and have to move out of the home? Read More …

CategoriesDebt Management

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Need Creditor Protection from Utility Billing

Posted onNovember 13, 2005August 10, 2022

When utility billing goes wrong: this former utility customer is seeking creditor protection from a bill for thousands of dollars worth of water use which occurred during the two years after he had attempted to close the account. Read More …

CategoriesDebt Management

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Writing Bad Checks – What is the Penalty?

Posted onOctober 27, 2005August 11, 2022

Writing bad checks is against the law, but it happens to the best of us, and what the legal outcome will be depends on a variety of factors. Read More …

CategoriesDebt Management

DearEsq Free Ask a Lawyer Site

Free Credit Reports Mandated by FACT Act

Posted onOctober 27, 2005August 10, 2022

Free credit reports are required now under the Fair and Accurate Credit Transactions Act (FACT Act). You can get your free credit reports from one of three recognized credit reporting agencies. Online, even! Read More …

CategoriesDebt Management

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Changing the Name on Loans After Divorce

Posted onOctober 27, 2005August 10, 2022

Share the Knowledge! A reader wonders how to change the name on a loan after a divorce. She says “My divorce was final August 2001. In 1997 my ex husband took out a loan from… Read More …

CategoriesDebt Management

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