Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.
“I am a month late with paying my mortgage. The company is constantly calling, early in the morning up till about 9:00. I get approximately 10 calls a day. I feel like I’m being abused. Can you please let me know if theres anything that can be done.”
Check your local area for attorneys who handle claims under the Federal Debt Collection Practices Act (FDCPA). There are very specific rules about when, how, and to what extent debt collectors can call you, and if they are violating those rules, you can get them to stop.
Note that this doesn’t make the debt go away, and they can still take legal steps, up to and including foreclosure. However, you should be able to get them to stop harrassing you in the meantime.
