Can Mortgage Company Harass Me if I’m a Month Late on My Mortgage

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“I am a month late with paying my mortgage.  The company is constantly calling, early in the morning up till about 9:00.  I get approximately 10 calls a day.  I feel like I’m being abused.  Can you please let me know if theres anything that can be done.”

[NOTE: Articles and answers on DearEsq., while written and published by lawyers, do not constitute legal advice, and no attorney-client relationship is formed by your reading of this information. You should always consult with an attorney for any legal situations.]

Check your local area for attorneys who handle claims under the Federal Debt Collection Practices Act (FDCPA).  There are very specific rules about when, how, and to what extent debt collectors can call you, and if they are violating those rules, you can get them to stop.

Note that this doesn’t make the debt go away, and they can still take legal steps, up to and including foreclosure.  However, you should be able to get them to stop harrassing you in the meantime.

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Author: House Attorney

A house attorney has answered this question.