Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.
As a government employee, can I exclude my government Issued credit card that’s required for work if I need to file chapter 13?
Generally, credit card issuers require that both the employer and employee remain liable for charges on a corporate card. Most likely, your government-issued card has a similar shared-liability system. Check any paperwork you filled out when being issued your card to be sure. If this is the case, you would have to include this credit card in your bankruptcy. However, you may be able to avoid its inclusion if it has a zero-balance when you file your bankruptcy. Check with a bankruptcy attorney to determine if and how this would apply to you.
