My Spouse Passed Away, Am I Obligated to Pay off his Credit Card Debts?


Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.

“My husband died recently and I discovered he had credit cards, with debt, in his name only. Am I, as his widow, obligated to pay his credit card debt? Thank you.”

Question: In most states, probably yes. The debts incurred by either spouse during marriage are generally adjudged to be marital debts. The creditors can pursue either of you jointly or severally, and also make a claim against his estate.