What are my legal rights as a homeowner in regards to this situation? My HOA has served me with legal papers stating I’m being sued for HOA dilinquent fees, where at least 70% of the amount owed are attorney and legal fees? My husband and I each incurred major injuries since our last payment arrangement with the HOA that disallowed us to pay our bills due to no income.

This sounds like a situation that can’t be answered without looking at the previous agreement. HOAs typically have the right to impose fees, and to charge homeowners for costs of collection, but if you have a specific agreement with your HOA it would probably override the normal rules. You need to have someone review the agreement to be sure.


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State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.