Note: The DearEsq free 'ask a lawyer' site is offered as a free informational service to the public and is not intended as legal advice. Laws vary from state-to-state, and in addition every situation is unique, and relevant facts may not be known. The answer to the question posed below may not apply to in your state or to your situation. For legal advice in your state and your situation you should consult with an attorney in your state who is familiar with the rules and laws in your state.
“A law firm attached his fees to my checking account. At the time my balance was $1.22, currently my Available Balance is over -$2,000 with a Running Balance of ($98.00). What exactly does this mean? The amount debited on Sept 25, 2008 was $100.00. Can he do this? I’m current unemployed looking for a job should I close down this account? When I find a job and deposit my checks will they take all of the money from my check? What can I do?”While the laws governing banking, and creditor and debtor rights, are very complicated and governed by both Federal and state law, the bottom line isn’t really “can” he do that – he DID do it.
Question: You need to talk with your *bank* to find out what your options are, and get this taken care of as soon as possible, as otherwise the fees are just going to snowball on you.
