“A law firm attached his fees to my checking account. At the time my balance was $1.22, currently my Available Balance is over -$2,000 with a Running Balance of ($98.00). What exactly does this mean? The amount debited on Sept 25, 2008 was $100.00. Can he do this? I’m current unemployed looking for a job should I close down this account? When I find a job and deposit my checks will they take all of the money from my check? What can I do?”

While the laws governing banking, and creditor and debtor rights, are very complicated and governed by both Federal and state law, the bottom line isn’t really “can” he do that – he DID do it.

You need to talk with your *bank* to find out what your options are, and get this taken care of as soon as possible, as otherwise the fees are just going to snowball on you.

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State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.