How do I Add my Wife’s Name to my Deed of Trust?
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Summary
We live in Colorado & I want to add my wife’s name to our deed of trust. a 50 /50 situation. I’m assuming a quit claim deed is the way to go? |
“We live in Colorado & I want to add my wife’s name to our deed of trust. a 50 /50 situation. I’m assuming a quit claim deed is the way to go? Thanks for your time.”
A deed of trust is a document, like a mortgage, which a lender uses to secure their loan. If you want your wife on the loan, you’ll need to talk to your lender.
Assuming what you want is to have your wife on title to the property, there are a number of different ways that you can transfer a part interest in your property, and a number of different ways that you can hold that property. Depending on how you do it, there may be different effects, both from a legal and a tax perspective. For that reason, I would strongly suggest that you consult with an attorney to make this transfer. It should not be very expensive, but the attorney can let you know what the options are in your state, and more importantly what the effect of those options will be so you can select the right one for your situation.
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For more on this subject check out these categories: Family Law, Property
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State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.