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	<title>Ask the Lawyer @ Dear Esq. &#187; Debt Management</title>
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		<title>I Gave a Lawyer Access to my Checking Account for Billing Purposes and Now I have a Negative Balance, Is This Legal? What can I do?</title>
		<link>http://www.dearesq.com/i-gave-a-lawyer-access-to-my-checking-account-for-billing-purposes-and-now-i-have-a-negative-balance-is-this-legal-what-can-i-do/</link>
		<comments>http://www.dearesq.com/i-gave-a-lawyer-access-to-my-checking-account-for-billing-purposes-and-now-i-have-a-negative-balance-is-this-legal-what-can-i-do/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 15:00:31 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>attorney fees</category><category>banking</category><category>bankruptcy</category><category>checking account</category><category>credit law</category><category>finances</category><category>lawyer fees</category>
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		<description><![CDATA[A law firm attached his fees to my checking account. At the time my balance was $1.22, currently my Available Balance is over -$2,000 with a Running Balance of ($98.00).  What exactly does this mean? The amount debited on Sept 25, 2008 was $100.00.  Can he do this?  I'm current unemployed looking for a job should I close down this account?  When I find a job and deposit my checks will they take all of the money from my check?  What can I do?]]></description>
		<wfw:commentRss>http://www.dearesq.com/i-gave-a-lawyer-access-to-my-checking-account-for-billing-purposes-and-now-i-have-a-negative-balance-is-this-legal-what-can-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>My Ex Boyfriend Wrote me Bad Checks and Used my Credit Cards Running up a Large Debt, What can I do to get Compensation?</title>
		<link>http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/</link>
		<comments>http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/#comments</comments>
		<pubDate>Mon, 29 Oct 2007 15:00:25 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Small Claims Court]]></category>
<category>bounced checks</category><category>credit card</category><category>credit debt</category><category>small claims court</category><category>writing checks</category>
		<guid isPermaLink="false">http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/</guid>
		<description><![CDATA[In a past relationship my boyfriend ran up quit a bit of debt. This included checks he wrote me and then cashed in my account.  These checks bounced, although I was out the money.  He also made many charges on my credit card.  We have not been together for over 5 months; however, I am still paying on these loans.  What should I do?]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Can a Trustee Legally take my Tax Return to Pay the Balance of my Debt?</title>
		<link>http://www.dearesq.com/can-a-trustee-legally-take-my-tax-return-to-pay-the-balance-of-my-debt/</link>
		<comments>http://www.dearesq.com/can-a-trustee-legally-take-my-tax-return-to-pay-the-balance-of-my-debt/#comments</comments>
		<pubDate>Thu, 05 Apr 2007 15:00:07 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>balance of debt</category><category>debt management</category><category>file for bankruptcy</category><category>tax refund</category><category>tax return</category><category>trustee</category>
		<guid isPermaLink="false">http://www.dearesq.com/can-a-trustee-legally-take-my-tax-return-to-pay-the-balance-of-my-debt/</guid>
		<description><![CDATA[I filed bankruptcy in Sept.2006. I just heard from the trustee that I have to sign over my tax return ( if any) over to him, and that this would not be put towards the balance of my debt. I do not understand how he can take my refund legally? I live in Missouri.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Are Beneficiaries Responsible for Debts left by the Deceased?</title>
		<link>http://www.dearesq.com/are-beneficiaries-responsible-for-debts-left-by-the-deceased/</link>
		<comments>http://www.dearesq.com/are-beneficiaries-responsible-for-debts-left-by-the-deceased/#comments</comments>
		<pubDate>Thu, 01 Mar 2007 15:00:05 +0000</pubDate>
		<dc:creator>Ray Everett-Church, Esq.</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Health Care]]></category>
		<category><![CDATA[Wills, Trust & Estate Planning]]></category>
<category>beneficiaries responsible for debts</category><category>health insurance</category><category>medicaid</category><category>medicare</category><category>probate lawyer</category>
		<guid isPermaLink="false">http://www.dearesq.com/are-beneficiaries-responsible-for-debts-left-by-the-deceased/</guid>
		<description><![CDATA[In Florida, are adult children named as beneficiaries in a will responsible for the debt left by a parent? My father died with $4000 in his checking account and $44000 debt to a nursing home. He did not own any property at the time of his death. His nursing home bill was being paid by his health insurance and Medicaid.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can the State of Florida put a Lien on my Assets for an Unpaid Medical Bill?</title>
		<link>http://www.dearesq.com/can-the-state-of-florida-put-a-lien-on-my-assets-for-an-unpaid-medical-bill/</link>
		<comments>http://www.dearesq.com/can-the-state-of-florida-put-a-lien-on-my-assets-for-an-unpaid-medical-bill/#comments</comments>
		<pubDate>Thu, 28 Dec 2006 15:00:17 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[Property]]></category>
<category>collection agency</category><category>lien on assests</category><category>no health insurance</category><category>property</category><category>unpaid medical bills</category>
		<guid isPermaLink="false">http://www.dearesq.com/can-the-state-of-florida-put-a-lien-on-my-assets-for-an-unpaid-medical-bill/</guid>
		<description><![CDATA[I had a recent emergency with my health and had to go to the hospital and ended up staying overnight. The bill was over $7,000.00 and I have no health insurance. Now I'm getting letters in the mail from Medical Revenue Services ( a collection agency) saying that they're checking into my assets, bank accounts, owning real estate, etc.]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-the-state-of-florida-put-a-lien-on-my-assets-for-an-unpaid-medical-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Happens When You Can&#8217;t Afford the Mortgage and Move Out?</title>
		<link>http://www.dearesq.com/what-happens-when-you-cant-afford-the-mortgage-and-move-out/</link>
		<comments>http://www.dearesq.com/what-happens-when-you-cant-afford-the-mortgage-and-move-out/#comments</comments>
		<pubDate>Sat, 09 Sep 2006 16:35:59 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property Rights]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Repo & Foreclosure]]></category>

		<guid isPermaLink="false">http://www.dearesq.com/what-happens-when-you-cant-afford-the-mortgage-and-move-out/</guid>
		<description><![CDATA[What happens when you can't afford mortgage payments and have to move out of the home?]]></description>
		<wfw:commentRss>http://www.dearesq.com/what-happens-when-you-cant-afford-the-mortgage-and-move-out/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Disability Check be Garnished?</title>
		<link>http://www.dearesq.com/can-disability-check-be-garnished/</link>
		<comments>http://www.dearesq.com/can-disability-check-be-garnished/#comments</comments>
		<pubDate>Mon, 12 Jun 2006 18:54:29 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Health Care]]></category>
<category>disability garnished</category><category>disability garnishment</category><category>social security garnished</category><category>social security garnishment</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=174</guid>
		<description><![CDATA[I have been told by several people that disability income can not be garnished; however, I donâ€™t know if that is really true.  Is it?]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-disability-check-be-garnished/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Two Collection Agencies Coming After Me for Same Debt</title>
		<link>http://www.dearesq.com/two-collection-agencies-coming-after-me-for-same-debt/</link>
		<comments>http://www.dearesq.com/two-collection-agencies-coming-after-me-for-same-debt/#comments</comments>
		<pubDate>Fri, 30 Dec 2005 20:17:12 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>credit card debt</category><category>debt management</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=129</guid>
		<description><![CDATA[How should one handle it when two different collection agencies or attorneys are attempting to collect for the same debt?]]></description>
		<wfw:commentRss>http://www.dearesq.com/two-collection-agencies-coming-after-me-for-same-debt/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>How Can I Manage My Debt While on Disability SSI?</title>
		<link>http://www.dearesq.com/how-can-i-manage-my-debt-while-on-disability-ssi/</link>
		<comments>http://www.dearesq.com/how-can-i-manage-my-debt-while-on-disability-ssi/#comments</comments>
		<pubDate>Fri, 09 Dec 2005 20:56:00 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>credit debt management</category><category>manage my debt</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=100</guid>
		<description><![CDATA[Credit debt management is tough enough, but when on SSI it can be especially hard.  This reader wants to know "how can I manage my debt while on disability SSI?"]]></description>
		<wfw:commentRss>http://www.dearesq.com/how-can-i-manage-my-debt-while-on-disability-ssi/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Can Be Done About Repossessed Cars?</title>
		<link>http://www.dearesq.com/what-can-be-done-about-repossessed-cars/</link>
		<comments>http://www.dearesq.com/what-can-be-done-about-repossessed-cars/#comments</comments>
		<pubDate>Wed, 07 Dec 2005 18:55:50 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Automobile & Traffic Laws]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Repo & Foreclosure]]></category>
<category>auto repossession</category><category>car repos</category><category>car repossession</category><category>repo</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=90</guid>
		<description><![CDATA[Repossession (also known as "repo") is when an item sold on time payments, such as a car, is taken back by the lender because the loan payments are in default.  Repo laws vary from state to state but by the time a repossession occurs, most repo laws give strong weight to the lender.]]></description>
		<wfw:commentRss>http://www.dearesq.com/what-can-be-done-about-repossessed-cars/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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