Articles on Credit Reports
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?
My Cell Phone Provider Charged me for Service Although I Canceled my Account, What Should I do?
I live in Michigan and had cell phone service with Centennial. My 2 year signed contract ended in 2002. I canceled my service on Dec. 16, 2006. I just received a bill for one more additional service from Dec. 16, 2006 through January 16, 2007. I was told that in my contract it indicated I must give them 30 days notice to cancel, or I would pay an additional 30 days service after I canceled my service. With my contracted expired, how can they do this? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A of the hospital A is ten dollars ,does that not still have me making an attempt to pay this bill. Can minors be reported to the credit bureau for parents not paying their medical bills? If a debt does not show up on a credit report, but then does a year later, is the debt valid? Credit reports sent to the wrong address can be a problem. What can someone do when their credit report is sent by the credit reporting agency to the wrong address, potentially exposing them to identity theft?