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	<title>Ask the Lawyer @ Dear Esq. &#187; Credit Card Debt</title>
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	<description>Answers to Your Legal Questions</description>
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		<title>Can Someone Leave a Summons Taped to my Front Door? Is this Legal?</title>
		<link>http://www.dearesq.com/can-someone-leave-a-summons-taped-to-my-front-door-is-this-legal/</link>
		<comments>http://www.dearesq.com/can-someone-leave-a-summons-taped-to-my-front-door-is-this-legal/#comments</comments>
		<pubDate>Fri, 30 Nov 2007 15:00:56 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Procedures]]></category>
<category>appear in court</category><category>credit card</category><category>credit debt</category><category>past due bill</category><category>payment</category><category>summons</category>
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		<description><![CDATA[My son found a summons addressed to me from a law firm suing me for a past due amount on a credit card.  The summons was taped to the front outside door of where I live in New York city.  It was taped there and any stranger passing by could read it.  Is this legal?]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-someone-leave-a-summons-taped-to-my-front-door-is-this-legal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Ex Boyfriend Wrote me Bad Checks and Used my Credit Cards Running up a Large Debt, What can I do to get Compensation?</title>
		<link>http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/</link>
		<comments>http://www.dearesq.com/my-ex-boyfriend-wrote-me-bad-checks-and-used-my-credit-cards-running-up-a-large-debt-what-can-i-do-to-get-compensation/#comments</comments>
		<pubDate>Mon, 29 Oct 2007 15:00:25 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Small Claims Court]]></category>
<category>bounced checks</category><category>credit card</category><category>credit debt</category><category>small claims court</category><category>writing checks</category>
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		<description><![CDATA[In a past relationship my boyfriend ran up quit a bit of debt. This included checks he wrote me and then cashed in my account.  These checks bounced, although I was out the money.  He also made many charges on my credit card.  We have not been together for over 5 months; however, I am still paying on these loans.  What should I do?]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>If I Send a Collection Agency Payments, Can they Still Garnish my Wages?</title>
		<link>http://www.dearesq.com/if-i-send-a-collection-agency-payments-can-they-still-garnish-my-wages/</link>
		<comments>http://www.dearesq.com/if-i-send-a-collection-agency-payments-can-they-still-garnish-my-wages/#comments</comments>
		<pubDate>Mon, 03 Sep 2007 15:00:01 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
<category>collection agency</category><category>credit card</category><category>debt</category><category>garnishing wages</category>
		<guid isPermaLink="false">http://www.dearesq.com/if-i-send-a-collection-agency-payments-can-they-still-garnish-my-wages/</guid>
		<description><![CDATA[If I owe a debt, lets say of 3,000 dollars to a collection agency and I called to see if I could send in payments of what I could afford, and I start sending them in can they still garnish my wages? ]]></description>
		<wfw:commentRss>http://www.dearesq.com/if-i-send-a-collection-agency-payments-can-they-still-garnish-my-wages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Received a Collection Notice from the Telephone Company from 12 Years Ago, How Long Can They Seek Payment?</title>
		<link>http://www.dearesq.com/i-received-a-collection-notice-from-the-telephone-company-from-12-years-ago-how-long-can-they-seek-payment/</link>
		<comments>http://www.dearesq.com/i-received-a-collection-notice-from-the-telephone-company-from-12-years-ago-how-long-can-they-seek-payment/#comments</comments>
		<pubDate>Tue, 28 Aug 2007 15:00:22 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
<category>collection agency</category><category>collection notice</category><category>credit card debt</category><category>finances</category><category>seeking payment</category><category>telephone company</category>
		<guid isPermaLink="false">http://www.dearesq.com/i-received-a-collection-notice-from-the-telephone-company-from-12-years-ago-how-long-can-they-seek-payment/</guid>
		<description><![CDATA[ I just received a collection notice from 12 yrs ago, in my ex- married name.  My ex- husband I found out is deceased and I believe if there is such a bill he had his hands on it. I am trying to dispute it of course but legally how long can someone seek payment. ]]></description>
		<wfw:commentRss>http://www.dearesq.com/i-received-a-collection-notice-from-the-telephone-company-from-12-years-ago-how-long-can-they-seek-payment/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>My Elderly Mother Lives with me, Am I Responsible for her Debts?</title>
		<link>http://www.dearesq.com/my-elderly-mother-lives-with-me-am-i-responsible-for-her-debts/</link>
		<comments>http://www.dearesq.com/my-elderly-mother-lives-with-me-am-i-responsible-for-her-debts/#comments</comments>
		<pubDate>Wed, 25 Apr 2007 15:00:22 +0000</pubDate>
		<dc:creator>Ray Everett-Church, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Finances]]></category>
<category>bankruptcy</category><category>credit card debt</category><category>elderly parent</category><category>finances</category><category>health insurance</category>
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		<description><![CDATA[My mother is 86 years old and lives with me in my home.  Am I responsible for any of her debts such as credit cards or line of credit at her bank? ]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-elderly-mother-lives-with-me-am-i-responsible-for-her-debts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Spouse Passed Away, Am I Obligated to Pay off his Credit Card Debts?</title>
		<link>http://www.dearesq.com/my-spouse-passed-away-am-i-obligated-to-pay-off-his-credit-card-debts/</link>
		<comments>http://www.dearesq.com/my-spouse-passed-away-am-i-obligated-to-pay-off-his-credit-card-debts/#comments</comments>
		<pubDate>Thu, 22 Mar 2007 15:00:16 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Wills, Trust & Estate Planning]]></category>
<category>credit card debt of deceased spouse</category><category>credit law</category><category>estate issues</category><category>finances of deceased spouse</category><category>marital debts</category>
		<guid isPermaLink="false">http://www.dearesq.com/my-spouse-passed-away-am-i-obligated-to-pay-off-his-credit-card-debts/</guid>
		<description><![CDATA[My husband died recently and I discovered he had credit cards, with debt, in his name only.  Am I, as his widow, obligated to pay his credit card debt?]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-spouse-passed-away-am-i-obligated-to-pay-off-his-credit-card-debts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I be Charged with Identity Theft for Using my Deceased  Husband&#8217;s Credit Card?</title>
		<link>http://www.dearesq.com/can-i-be-charged-with-identity-theft-for-using-my-deceased-husbands-credit-card/</link>
		<comments>http://www.dearesq.com/can-i-be-charged-with-identity-theft-for-using-my-deceased-husbands-credit-card/#comments</comments>
		<pubDate>Fri, 15 Dec 2006 15:00:55 +0000</pubDate>
		<dc:creator>Ray Everett-Church, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>

		<guid isPermaLink="false">http://www.dearesq.com/?p=417</guid>
		<description><![CDATA[My husband died more than 8 years ago.  I used one of his credit cards and made payments all of this time. The credit card company is threatening to report me law enforcement for identity theft if I don't sign a statement indicating that I will take full responsibility for this debt.]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-i-be-charged-with-identity-theft-for-using-my-deceased-husbands-credit-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Can&#8217;t Always Pay the Full Amount on Medical Bills, But I Pay What I Can. Does this go on my Credit Score? Can They Turn me Over to Collections?</title>
		<link>http://www.dearesq.com/i-cant-always-pay-the-full-amount-on-medical-bills-but-i-pay-what-i-can-does-this-go-on-my-credit-score-can-they-turn-me-over-to-collections/</link>
		<comments>http://www.dearesq.com/i-cant-always-pay-the-full-amount-on-medical-bills-but-i-pay-what-i-can-does-this-go-on-my-credit-score-can-they-turn-me-over-to-collections/#comments</comments>
		<pubDate>Tue, 05 Dec 2006 15:00:23 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Finances]]></category>
<category>collections</category><category>credit law</category><category>credit score</category><category>health insurance</category><category>late payments</category><category>medical bill</category><category>unpaid bills</category>
		<guid isPermaLink="false">http://www.dearesq.com/i-cant-always-pay-the-full-amount-on-medical-bills-but-i-pay-what-i-can-does-this-go-on-my-credit-score-can-they-turn-me-over-to-collections/</guid>
		<description><![CDATA[Sometimes it is hard to come up with the full amount, if all I send in to the billing dept A  of the hospital A  is ten dollars ,does that not still have me making an attempt to pay this bill.]]></description>
		<wfw:commentRss>http://www.dearesq.com/i-cant-always-pay-the-full-amount-on-medical-bills-but-i-pay-what-i-can-does-this-go-on-my-credit-score-can-they-turn-me-over-to-collections/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Report a Minor to the Credit Bureau for Unpaid Medical Bills?</title>
		<link>http://www.dearesq.com/can-you-report-a-minor-to-the-credit-bureau-for-unpaid-medical-bills/</link>
		<comments>http://www.dearesq.com/can-you-report-a-minor-to-the-credit-bureau-for-unpaid-medical-bills/#comments</comments>
		<pubDate>Sat, 30 Sep 2006 15:00:55 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Credit Reports]]></category>
		<category><![CDATA[Health Care]]></category>
<category>credit bureau</category><category>credit report</category><category>medical bill</category><category>minors</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=291</guid>
		<description><![CDATA[Can minors be reported to the credit bureau for parents not paying their medical bills?]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-you-report-a-minor-to-the-credit-bureau-for-unpaid-medical-bills/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can My Son&#8217;s Creditors Take My Social Security for His Loan that I Co-Signed?</title>
		<link>http://www.dearesq.com/can-my-sons-creditors-take-my-social-security-for-his-loan-that-i-co-signed/</link>
		<comments>http://www.dearesq.com/can-my-sons-creditors-take-my-social-security-for-his-loan-that-i-co-signed/#comments</comments>
		<pubDate>Sat, 16 Sep 2006 14:54:01 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
<category>bankruptcy</category><category>co-signor</category><category>credit card debt</category><category>disability check</category><category>social security</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=257</guid>
		<description><![CDATA[I cosigned for my 18- or 19-year-old son to get a credit card somewhere around 1999 or 2000.  He filed bankruptcy, and now they are coming after me.  Can they take my Social Security disability check?]]></description>
		<wfw:commentRss>http://www.dearesq.com/can-my-sons-creditors-take-my-social-security-for-his-loan-that-i-co-signed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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