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	<title>Ask the Lawyer @ Dear Esq. &#187; Bankruptcy</title>
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		<title>I Gave a Lawyer Access to my Checking Account for Billing Purposes and Now I have a Negative Balance, Is This Legal? What can I do?</title>
		<link>http://www.dearesq.com/i-gave-a-lawyer-access-to-my-checking-account-for-billing-purposes-and-now-i-have-a-negative-balance-is-this-legal-what-can-i-do/</link>
		<comments>http://www.dearesq.com/i-gave-a-lawyer-access-to-my-checking-account-for-billing-purposes-and-now-i-have-a-negative-balance-is-this-legal-what-can-i-do/#comments</comments>
		<pubDate>Tue, 30 Sep 2008 15:00:31 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>attorney fees</category><category>banking</category><category>bankruptcy</category><category>checking account</category><category>credit law</category><category>finances</category><category>lawyer fees</category>
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		<description><![CDATA[A law firm attached his fees to my checking account. At the time my balance was $1.22, currently my Available Balance is over -$2,000 with a Running Balance of ($98.00).  What exactly does this mean? The amount debited on Sept 25, 2008 was $100.00.  Can he do this?  I'm current unemployed looking for a job should I close down this account?  When I find a job and deposit my checks will they take all of the money from my check?  What can I do?]]></description>
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		<title>My Attorney will not Finalize my Bankruptcy Until all Legal Fees are Paid, Is this Legal?</title>
		<link>http://www.dearesq.com/my-attorney-will-not-finalize-my-bankruptcy-until-all-legal-fees-are-paid-is-this-legal/</link>
		<comments>http://www.dearesq.com/my-attorney-will-not-finalize-my-bankruptcy-until-all-legal-fees-are-paid-is-this-legal/#comments</comments>
		<pubDate>Tue, 04 Dec 2007 15:00:12 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Finances]]></category>
<category>attorney</category><category>bankruptcy</category><category>credit law</category><category>creditors</category><category>debt</category><category>lawyer requesting fees paid in full</category><category>legal fees</category><category>uninsured motorist</category>
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		<description><![CDATA[I recently hired an attorney to file for chapter 7 bankruptcy. I was told up front that the bankruptcy would not be final until all fees were paid. My attorney says that he won't do anything until all fees are paid in full. I have paid him $700.00 of a $1300 total. Is this reasonable normal practice?]]></description>
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		<title>If I file for Bankruptcy Can the Creditors go after my Property that I Share with my Brother?</title>
		<link>http://www.dearesq.com/if-i-file-for-bankruptcy-can-the-creditors-go-after-my-property-that-i-share-with-my-brother/</link>
		<comments>http://www.dearesq.com/if-i-file-for-bankruptcy-can-the-creditors-go-after-my-property-that-i-share-with-my-brother/#comments</comments>
		<pubDate>Tue, 26 Jun 2007 15:00:03 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Wills, Trust & Estate Planning]]></category>
<category>assets</category><category>bankruptcy</category><category>collections</category><category>conservatorship</category><category>creditors</category><category>debtors</category><category>equity</category><category>finances</category><category>property</category>
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		<description><![CDATA[My brother and I both have our names on my grandfather's home, but he has lifetime conservatorship.  If I file bankruptcy, can my creditors do anything with that property?  Also, if he passed away within a few months of filing bankruptcy, can the creditors do anything with my brother's half of the inheritance?]]></description>
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		<title>Can a Trustee Legally take my Tax Return to Pay the Balance of my Debt?</title>
		<link>http://www.dearesq.com/can-a-trustee-legally-take-my-tax-return-to-pay-the-balance-of-my-debt/</link>
		<comments>http://www.dearesq.com/can-a-trustee-legally-take-my-tax-return-to-pay-the-balance-of-my-debt/#comments</comments>
		<pubDate>Thu, 05 Apr 2007 15:00:07 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finances]]></category>
<category>balance of debt</category><category>debt management</category><category>file for bankruptcy</category><category>tax refund</category><category>tax return</category><category>trustee</category>
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		<description><![CDATA[I filed bankruptcy in Sept.2006. I just heard from the trustee that I have to sign over my tax return ( if any) over to him, and that this would not be put towards the balance of my debt. I do not understand how he can take my refund legally? I live in Missouri.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can My Son&#8217;s Creditors Take My Social Security for His Loan that I Co-Signed?</title>
		<link>http://www.dearesq.com/can-my-sons-creditors-take-my-social-security-for-his-loan-that-i-co-signed/</link>
		<comments>http://www.dearesq.com/can-my-sons-creditors-take-my-social-security-for-his-loan-that-i-co-signed/#comments</comments>
		<pubDate>Sat, 16 Sep 2006 14:54:01 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Credit Law]]></category>
		<category><![CDATA[Finances]]></category>
<category>bankruptcy</category><category>co-signor</category><category>credit card debt</category><category>disability check</category><category>social security</category>
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		<description><![CDATA[I cosigned for my 18- or 19-year-old son to get a credit card somewhere around 1999 or 2000.  He filed bankruptcy, and now they are coming after me.  Can they take my Social Security disability check?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Disability Check be Garnished?</title>
		<link>http://www.dearesq.com/can-disability-check-be-garnished/</link>
		<comments>http://www.dearesq.com/can-disability-check-be-garnished/#comments</comments>
		<pubDate>Mon, 12 Jun 2006 18:54:29 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Debt Relief]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Health Care]]></category>
<category>disability garnished</category><category>disability garnishment</category><category>social security garnished</category><category>social security garnishment</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=174</guid>
		<description><![CDATA[I have been told by several people that disability income can not be garnished; however, I donâ€™t know if that is really true.  Is it?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I File for Bankruptcy Without Involving My Spouse?</title>
		<link>http://www.dearesq.com/can-i-file-for-bankruptcy-without-involving-my-spouse/</link>
		<comments>http://www.dearesq.com/can-i-file-for-bankruptcy-without-involving-my-spouse/#comments</comments>
		<pubDate>Sun, 30 Apr 2006 23:44:49 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Finances]]></category>
<category>bankruptcy</category><category>bankruptcy and husband</category><category>bankruptcy and spouse</category><category>bankruptcy and wife</category>
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		<description><![CDATA[Can I file for bankruptcy without involving my spouse?]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bankruptcy for Debt Relief?</title>
		<link>http://www.dearesq.com/bankruptcy-for-debt-relief/</link>
		<comments>http://www.dearesq.com/bankruptcy-for-debt-relief/#comments</comments>
		<pubDate>Mon, 10 Oct 2005 05:00:45 +0000</pubDate>
		<dc:creator>Anne P. Mitchell, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Finances]]></category>
<category>chapter 13 bankruptcy</category><category>chapter 7 bankruptcy</category><category>credit card debt</category><category>debt relief</category><category>filing bankruptcy</category><category>personal bankruptcy</category>
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		<description><![CDATA[Bankruptcy can be a way to obtain debt relief from crushing credit card debt and other debts, but it should not be entered into lightly.]]></description>
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		<slash:comments>0</slash:comments>
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