Articles on Credit Law
Can a Judgment of a Civil Complaint be Used to File a Lien Against an Insurance Policy?
Can a judgment in a civil complaint be turned into a lein against an insurance policy that the accused (one who judgment is against) owns? Is there any way to save a home once the mortgage company has sent a letter stating that the house has been foreclosed and sold and you have 10 days to vacate? Help! The bank has said that they are going to foreclose on my house! What can I do to stop foreclosure proceedings from my bank? I really want to avoid foreclosure if at all possible. What can I do to prevent foreclosure on my house? My son found a summons addressed to me from a law firm suing me for a past due amount on a credit card. The summons was taped to the front outside door of where I live in New York city. It was taped there and any stranger passing by could read it. Is this legal? I Have Written Bad Checks In The Past, And Now I Cannot Open Up A Checking Account. Will I Ever Be Able To Write Checks Again And Open Up Another Checking Account? Its Been Over 10 Years Are More. What Can I Do? In a past relationship my boyfriend ran up quit a bit of debt. This included checks he wrote me and then cashed in my account. These checks bounced, although I was out the money. He also made many charges on my credit card. We have not been together for over 5 months; however, I am still paying on these loans. What should I do? If I owe a debt, lets say of 3,000 dollars to a collection agency and I called to see if I could send in payments of what I could afford, and I start sending them in can they still garnish my wages? I just received a collection notice from 12 yrs ago, in my ex- married name. My ex- husband I found out is deceased and I believe if there is such a bill he had his hands on it. I am trying to dispute it of course but legally how long can someone seek payment. Can my parents change their real estate deed to “joint ownership with rights of survivorship” with them, my sister and myself as joint owners even if my parents still have a mortgage on that property? What happens with the mortgage if they pass away together (like an auto crash), can it be “assumed” by my sister and I or will we have to pay off the mortgage in order to keep the property for future generations? If I die with credit card debt, can the credit card company seize my life insurance policy from my children to pay off the debt? My son and his girl friend bought a car earlier this year.The car is in his name and she is the co- borrower. The car was bought for her and she makes the payments on the loan. They have now broken up. Is there a way to get his name off of the loan so he is not liable. My husband died recently and I discovered he had credit cards, with debt, in his name only. Am I, as his widow, obligated to pay his credit card debt? My brother who is not in the country is being sued for some credit card debt which was written off more than 4 years ago (It got bought by the collection company) He cannot attend the court since he has no valid visa to enter the country. What are his options? Can I represent him in court? Is there any thing else I can do? Is a minor child held responsible for unauthorized charges made on a debit card? I was recently trying to purchase land and bank pulled my credit report I noticed Equifax that they had my sister-in-law and my credit all mixed together. They morphed us into one person with my social security and her birthday. After making that discovery I checked the other two credit bureaus and they had the correct information, it is only Equifax that has this problem. I haven’t been able to purchase the land because I would have been charged more in interest rates because of my lower credit score. My husband died more than 8 years ago. I used one of his credit cards and made payments all of this time. The credit card company is threatening to report me law enforcement for identity theft if I don’t sign a statement indicating that I will take full responsibility for this debt. Can minors be reported to the credit bureau for parents not paying their medical bills? I cosigned for my 18- or 19-year-old son to get a credit card somewhere around 1999 or 2000. He filed bankruptcy, and now they are coming after me. Can they take my Social Security disability check? What can someone do about having a single debt listed more than once on their credit report, making their credit look worse than it is?
