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	<title>Ask the Lawyer @ Dear Esq. &#187; Consumer Law</title>
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	<link>http://www.dearesq.com</link>
	<description>Answers to Your Legal Questions</description>
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		<title>Is it Worth Getting Involved in Class Action Lawsuit Against TD Ameritrade?</title>
		<link>http://www.dearesq.com/is-it-worth-getting-involved-in-class-action-lawsuit-against-td-ameritrade/</link>
		<comments>http://www.dearesq.com/is-it-worth-getting-involved-in-class-action-lawsuit-against-td-ameritrade/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 00:19:41 +0000</pubDate>
		<dc:creator>Jessica</dc:creator>
				<category><![CDATA[Consumer Law]]></category>

		<guid isPermaLink="false">http://www.dearesq.com/?p=2420</guid>
		<description><![CDATA[I was advised by mail about 9 mos ago that I am one of the former TD clients that may have been affected thus may participate in the settlement. Do you think it is worthwhile to pursue this further?]]></description>
		<wfw:commentRss>http://www.dearesq.com/is-it-worth-getting-involved-in-class-action-lawsuit-against-td-ameritrade/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>In California is an HOA/Property Manager responsible for having accurate contact information in case of an emergency?</title>
		<link>http://www.dearesq.com/in-california-is-an-hoaproperty-manager-responsible-for-having-accurate-contact-information-in-case-of-an-emergency/</link>
		<comments>http://www.dearesq.com/in-california-is-an-hoaproperty-manager-responsible-for-having-accurate-contact-information-in-case-of-an-emergency/#comments</comments>
		<pubDate>Sat, 14 Jan 2012 03:16:36 +0000</pubDate>
		<dc:creator>Jessica</dc:creator>
				<category><![CDATA[Business Law]]></category>
		<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Homeowners HOA]]></category>
		<category><![CDATA[Landlord Tenant Law]]></category>
		<category><![CDATA[Next Door Neighbor Issues]]></category>
		<category><![CDATA[Property]]></category>
		<category><![CDATA[Property Rights]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Trespassing]]></category>

		<guid isPermaLink="false">http://www.dearesq.com/in-california-is-an-hoaproperty-manager-responsible-for-having-accurate-contact-information-in-case-of-an-emergency/</guid>
		<description><![CDATA[I have vacated my condo, but my downstairs neighbor had a problem with a leak coming from my condo upstairs. She tried to contact the HOA but they are closed on the weekend.]]></description>
		<wfw:commentRss>http://www.dearesq.com/in-california-is-an-hoaproperty-manager-responsible-for-having-accurate-contact-information-in-case-of-an-emergency/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Contractor is Unable to Finish a Job he Started on my Home, What Should I do?</title>
		<link>http://www.dearesq.com/my-contractor-is-unable-to-finish-a-job-he-started-on-my-home-what-should-i-do/</link>
		<comments>http://www.dearesq.com/my-contractor-is-unable-to-finish-a-job-he-started-on-my-home-what-should-i-do/#comments</comments>
		<pubDate>Mon, 11 May 2009 15:00:12 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
<category>building contractor</category><category>contract law</category><category>contractor</category><category>home improvement</category>
		<guid isPermaLink="false">http://www.dearesq.com/?p=1285</guid>
		<description><![CDATA[I hired a contractor to build a screen porch.  He was 'almost' done and said he needed to leave town for another job he had commited to, but would find someone else to finish.  We have exchanged some phone calls, but no one has shown up and it is now been three weeks. What rights do I have or problems may I have?]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-contractor-is-unable-to-finish-a-job-he-started-on-my-home-what-should-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What to do When a Company Won&#8217;t Allow you to Return a Damaged Item</title>
		<link>http://www.dearesq.com/what-to-do-when-a-company-wont-allow-you-to-return-a-damaged-item/</link>
		<comments>http://www.dearesq.com/what-to-do-when-a-company-wont-allow-you-to-return-a-damaged-item/#comments</comments>
		<pubDate>Thu, 07 Aug 2008 15:00:30 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
<category>consumer law</category><category>damaged product</category><category>returns</category>
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		<description><![CDATA[My husband is a self employed handy man.  He bought a shower tray from a company for one of his customers but when he came to install it he found it had a dent in it.  The company won't refund him the money because they say it was checked before he had it and it was perfectly OK and that he should have checked it on delivery. My husband says that it would have been impossible for anyone to check it thoroughly as it was sealed up with plastic. What can he do?]]></description>
		<wfw:commentRss>http://www.dearesq.com/what-to-do-when-a-company-wont-allow-you-to-return-a-damaged-item/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Company  Forged my Initials and Deposited a Post-Date Check Before the Date I Indicated on the Check, What Should I do?</title>
		<link>http://www.dearesq.com/a-company-forged-my-initials-and-deposited-a-post-date-check-before-the-date-i-indicated-on-the-check-what-should-i-do/</link>
		<comments>http://www.dearesq.com/a-company-forged-my-initials-and-deposited-a-post-date-check-before-the-date-i-indicated-on-the-check-what-should-i-do/#comments</comments>
		<pubDate>Wed, 09 Jul 2008 15:00:37 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Criminal Law]]></category>
		<category><![CDATA[Finances]]></category>
<category>criminal law</category><category>forgery</category><category>post dated check</category>
		<guid isPermaLink="false">http://www.dearesq.com/a-company-forged-my-initials-and-deposited-a-post-date-check-before-the-date-i-indicated-on-the-check-what-should-i-do/</guid>
		<description><![CDATA[I gave a business in Los Angeles two post-dated checks for $200 in April for services to be rendered over a two-month period. They subsequently changed the dates on the checks and forged my initials in order to deposit them early. Can they be pursued from a civil or criminal standpoint?]]></description>
		<wfw:commentRss>http://www.dearesq.com/a-company-forged-my-initials-and-deposited-a-post-date-check-before-the-date-i-indicated-on-the-check-what-should-i-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>My Used Car is Online for a $1000 Less than the Price I Bought it, Am I Entitled to this Money if I Already Signed the Loan Contract?</title>
		<link>http://www.dearesq.com/my-used-car-is-online-for-a-1000-less-than-the-price-i-bought-it-am-i-entitled-to-this-money-if-i-already-signed-the-loan-contract/</link>
		<comments>http://www.dearesq.com/my-used-car-is-online-for-a-1000-less-than-the-price-i-bought-it-am-i-entitled-to-this-money-if-i-already-signed-the-loan-contract/#comments</comments>
		<pubDate>Thu, 28 Feb 2008 15:00:30 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Automobile & Traffic Laws]]></category>
		<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Contract Law]]></category>
<category>advertised price</category><category>consumer law</category><category>dealership price</category><category>financing</category><category>loan contract</category><category>online price</category>
		<guid isPermaLink="false">http://www.dearesq.com/my-used-car-is-online-for-a-1000-less-than-the-price-i-bought-it-am-i-entitled-to-this-money-if-i-already-signed-the-loan-contract/</guid>
		<description><![CDATA[We  got a used van from a dealership under their auto financing. When we got home, my wife happened to looked for our van in the dealerships website inventory. She found out the price of the car was $1,000 less from what we have paid for. I know I'm somewhat at his mercy for I already signed the loan contract, is there a way I can demand this 1,000 dollars be deducted from my purchase price?]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-used-car-is-online-for-a-1000-less-than-the-price-i-bought-it-am-i-entitled-to-this-money-if-i-already-signed-the-loan-contract/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What are the Legal Repercussions of Ordering Books in Another Person&#8217;s Name?</title>
		<link>http://www.dearesq.com/what-are-the-legal-repercussions-of-ordering-books-in-another-persons-name/</link>
		<comments>http://www.dearesq.com/what-are-the-legal-repercussions-of-ordering-books-in-another-persons-name/#comments</comments>
		<pubDate>Wed, 20 Feb 2008 15:00:23 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Misc. Legal Issues]]></category>
<category>defraud</category><category>fraud</category><category>merchant</category><category>ordering books</category><category>using another persons name</category>
		<guid isPermaLink="false">http://www.dearesq.com/what-are-the-legal-repercussions-of-ordering-books-in-another-persons-name/</guid>
		<description><![CDATA[Can anyone be locked up for ordering a few books in another person's name??]]></description>
		<wfw:commentRss>http://www.dearesq.com/what-are-the-legal-repercussions-of-ordering-books-in-another-persons-name/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I&#8217;m being Sued by John Deere because I Purchased a Tractor from a Person who has an Unpaid Lien on it, Do I have any Legal Recourse?</title>
		<link>http://www.dearesq.com/im-being-sued-by-john-deere-because-i-purchased-a-tractor-from-a-person-who-has-an-unpaid-lien-on-it-do-i-have-any-legal-recourse/</link>
		<comments>http://www.dearesq.com/im-being-sued-by-john-deere-because-i-purchased-a-tractor-from-a-person-who-has-an-unpaid-lien-on-it-do-i-have-any-legal-recourse/#comments</comments>
		<pubDate>Mon, 12 Nov 2007 15:00:40 +0000</pubDate>
		<dc:creator>Michael Durgavich, Esq.</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Contract Law]]></category>
<category>bankruptcy</category><category>bill of sale</category><category>civil suit</category><category>debts</category><category>lien</category><category>loans</category><category>payment</category>
		<guid isPermaLink="false">http://www.dearesq.com/im-being-sued-by-john-deere-because-i-purchased-a-tractor-from-a-person-who-has-an-unpaid-lien-on-it-do-i-have-any-legal-recourse/</guid>
		<description><![CDATA[I am being sued by John Deere for a tractor which I had paid $17,000 back 4 years ago.  The indvidial whom I purchased it from never paid off the tractor and filed Bankruptcy.  John Deere has filed a civil action against me for the tractor.  I was unaware of any title on tractors and never research it to see if there was ever a lien on the tractor. Do I have any legal recourse in this matter?  What do you see the court's decision to be on this?]]></description>
		<wfw:commentRss>http://www.dearesq.com/im-being-sued-by-john-deere-because-i-purchased-a-tractor-from-a-person-who-has-an-unpaid-lien-on-it-do-i-have-any-legal-recourse/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Received a Duplicate Refund Check from a Company, What Would the Legal Repercussions be If I Cashed Both Checks?</title>
		<link>http://www.dearesq.com/i-received-a-duplicate-refund-check-from-a-company-what-would-the-legal-repercussions-be-if-i-cashed-both-checks/</link>
		<comments>http://www.dearesq.com/i-received-a-duplicate-refund-check-from-a-company-what-would-the-legal-repercussions-be-if-i-cashed-both-checks/#comments</comments>
		<pubDate>Wed, 29 Aug 2007 15:00:47 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Criminal Law]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Misc. Legal Issues]]></category>
<category>cashing a duplicate check</category><category>criminal offense</category><category>duplicate checks</category><category>fraud</category><category>receiving a refund in error</category><category>theft</category>
		<guid isPermaLink="false">http://www.dearesq.com/i-received-a-duplicate-refund-check-from-a-company-what-would-the-legal-repercussions-be-if-i-cashed-both-checks/</guid>
		<description><![CDATA[I received in error a refund check from a company I purchased equipment from, they sent me 2 checks in the same amount. What is my legal responsibility and what would be the penalty if I cashed them both? I wont cash the other check..but I was curious to find out.]]></description>
		<wfw:commentRss>http://www.dearesq.com/i-received-a-duplicate-refund-check-from-a-company-what-would-the-legal-repercussions-be-if-i-cashed-both-checks/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Wife Cut her Gums on a Large Chicken Bone While Eating at a Restaurant, Can we Sue?</title>
		<link>http://www.dearesq.com/my-wife-cut-her-gums-on-a-large-chicken-bone-while-eating-at-a-restaurant-can-we-sue/</link>
		<comments>http://www.dearesq.com/my-wife-cut-her-gums-on-a-large-chicken-bone-while-eating-at-a-restaurant-can-we-sue/#comments</comments>
		<pubDate>Mon, 27 Aug 2007 15:00:24 +0000</pubDate>
		<dc:creator>Anon</dc:creator>
				<category><![CDATA[Consumer Law]]></category>
		<category><![CDATA[Misc. Legal Issues]]></category>
		<category><![CDATA[Personal Injury]]></category>
<category>cutting gums</category><category>eating at a restaurant</category><category>personal injury</category><category>restaurant</category><category>suing for damages</category>
		<guid isPermaLink="false">http://www.dearesq.com/my-wife-cut-her-gums-on-a-large-chicken-bone-while-eating-at-a-restaurant-can-we-sue/</guid>
		<description><![CDATA[I have a wife who is in her last week of pregnancy, she is having the baby next Monday.  She had went to a local restaurant "Taco Bueno" and her and her mom ordered a meal.  As she was eating one of her chicken burritos, she bit into a 1" chicken bone. which cut into her gums. Later in the day (yesterday) she received a call from the insurance company for Taco Bueno, they were very nice, asked how she was, they advised that she go to the Dr. or Dentist to have her teeth and gums looked at, and to make sure infection does not exist. Are we able to sue?]]></description>
		<wfw:commentRss>http://www.dearesq.com/my-wife-cut-her-gums-on-a-large-chicken-bone-while-eating-at-a-restaurant-can-we-sue/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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