Are All Home Owners Liable if One is Sued as an Uninsured Motorist?
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Summary
If one co-homeowner chooses not to have autho insurance and has an accident and is sued, are the other co-owners liable or just the person responsible? |
“I live in a state where auto insurance is not required if there is no lien holder. There are three adults that own our home. If one chooses not to have insurance and has an accident and is sued, are we all liable in our home or just the person responsible? All three again are owners of this home and appear on the deed and mortgage paperwork.”
Some aspect of this will be highly dependent upon in what state you live, and what their specific laws are with respect to tort law, insurance, and auto law. Typically when someone has a case against an uninsured motorist they go after the homeowners insurance. If it were me, I’d require all of the co-owners to demonstrate proof of auto insurance, or of their own additional homeowner’s policy.
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For more on this subject check out these categories: Insurance, Automobile & Traffic Laws
Anne P. Mitchell, Esq. is a noted family law expert, Internet law expert, and Professor of Law at Lincoln Law School of San Jose. Contact This Author
State laws vary, and the above is intended as general advice, and not direct legal advice regarding any one particular situation in any one state. For direct personal legal advice related to your own situation you should consult an attorney familiar with the laws of your state and with your situation.
